Fast Cash

The Erb Memorial Union has On-Point Credit Union, Wells Fargo, and Chase ATMs. These are conveniently located near Mangiamo and the Fishbowl.

Managing your Money

Many of you may be concerned about money as you head to college this year. You'll likely get better and better at managing your spending throughout college. In the meantime, there are steps you can take to start this year on solid ground. Whether your parents are paying for college, or you are relying on financial aid or savings from your summer job, you can take these steps to be prepared for both expected and unexpected expenses.

• Start the year with money in your pocket or bank account. For instance, it may be a good idea to put off purchasing that new stereo or car, and instead have spending money to last you throughout the term or year. You'll need some extra money for such expenses as computer costs, cold medicine, contact lenses, or concert tickets.
  
  
• Financial aid may cover the basics, but you'll need additional money for everything from stamps to going to the movies and doing laundry (your roommate will thank you for keeping the room less stinky!)
  
  
• Discretionary items like cell phones, gas, and online purchases can take their toll. Consider minimizing your financial obligations while in school, at least for the first year or two. Once you are a sophomore or junior, you'll have a better idea of what you can handle.
  
  
• Talk to your roommate about sharing big-ticket items so you aren't both shelling out lots of cash to set up your new room.
  
  
• Recognize that you may have some extra expenses fall term such as larger room and board payments (they decrease slightly as the year progresses), supplies and books (you may have to spend $120 on a book or art supplies fall term that you'll use throughout the year), or setting up your new home (you are more likely to buy more items to dress up your new room fall term than any other term).